Understanding Medicare benefits should be simple. Medicare Supplement Services has broken down Medicare Parts A, B, C, and D, so you can spend less time figuring it out and more time living your life.
I assist seniors and the disabled transition from traditional health insurance to Medicare by assisting them with their Medicare enrollment process and choosing which Medicare supplement is the best for them. I also help people save money on what they already have by switching them to other companies that offer same coverage for a lower price.
Cheryl Cloke can work with you, personally, or with your retirees and/or employees for Medicare. She can assist you with general Medicare questions, explain your available options, analyze costs and benefits, recommend a plan that meets your needs and suits your budget, and covers your doctors and hospitals.
Getting connected with Cheryl is easy. Click on “Schedule an Appointment,” complete the form, and Cheryl will reach out to you to schedule a day, time, and location that’s convenient for you. She can assist you either over the phone or in person!
Medicare Supplement, Medicare Advantage, Part D drug coverage — the options seem endless! Don’t worry, Medicareful is here to help. By entering your zip code above, you’ll unlock the Medicare plans available in your area. You can navigate them on your own or leave it to our professionals who can guide you to a plan based on your needs.
We partner with thousands of experienced independent licensed sales agents from all over the country so we can offer you the local one-on-one attention you deserve.
From experience, we know how complex Medicare is and that people who work with trusted independent licensed sales agents are far more confident in their choices. It’s our job to help you find your plan, and we’re happy to do it.
Part A is one of two parts that make up Original Medicare. It helps cover inpatient care in hospitals, care in skilled nursing facilities, hospice care, and some home health care.
Part B is the second half of Original Medicare. It helps cover certain services from doctors and other health-care providers, outpatient care, home health care, durable medical equipment, and some preventive services.
Part C covers all Part A and Part B benefits and services; may offer additional coverage, like vision, hearing, and dental; and may also include Medicare prescription drug coverage (most do). Medicare Advantage plans are offered through Medicare-approved insurance companies. You will find a number of options that may vary based on the county in which you live.
Prescription Drug Coverage
Like Part C, Part D is run by Medicare-approved, private insurance companies. It helps cover the cost of prescription drugs, and may help lower prescription drug costs and protect against future price increases.
Medicare provides a lot of coverage, but it doesn’t cover everything. If you need supplemental coverage, then Medicare Supplement insurance may be for you.
Medicare Supplement policies supplement Original Medicare. They can help you pay for some of the health-care costs associated with Original Medicare, including co-payments, coinsurance, and deductibles. Some policies also cover services that Original Medicare doesn’t, like medical care outside of the U.S.
Medicare Supplement policies are sold by private insurance companies and have a monthly premium. In order to qualify for them, you must have Medicare Part A and Part B.
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